Have a plan to achieve your goals

Sam Tate, of Stockton-based Vintage Chartered Financial Planners, says long-term planning can set you up for life…

You exercise to keep your body in shape and feel good, read books to develop your knowledge and work hard to progress your career.

But what measures do you take to ensure your financial wellbeing?

A huge part of feeling satisfied and happy is achieving a balance between several areas of your life, with the common themes for accomplishing this being connection, generosity, fun, movement and personal achievement.

But there is something that can make attaining those things just a little bit easier – that is being able to pursue your passions and interests without being constrained by money.

This means having the freedom to buy the things you want to, spend your time how you wish and have the peace of mind that if something unexpected happens, you’ve got the right protection in place to make it as manageable as possible.

Of course, money is just a means to an end – there is little point accruing huge sums without a purpose – but it does bring freedom and choice, particularly in retirement and older age when a regular salary is less likely.

You don’t need large sums of money to approach a financial planner like Vintage, and doing so could make a huge difference. It could be something as simple as making sure you’re receiving a reasonable return on any savings that you have or that your pension will bring you the lifestyle you’d like later in life.

What’s more, having a plan in place means you’re much more likely to achieve your goals because you have a clear view of the “bigger picture”.

It helps in fine-tuning any smaller financial decisions to support you in getting where you’d like to be.

The process is straightforward, starting with discussing your aspirations and current circumstances. Then we’ll put a plan in place to help you make the most of your money.

Rather than just looking at one asset, as a financial adviser might, a financial planner looks at your money more holistically to make sure that your funds work in harmony to help you achieve your goals.

It also doesn’t have to cost the Earth.

We have recently adopted a wholly transparent, fixed-fee model so the amount you’ll pay will be clear from the beginning of the relationship and often the fees can be paid directly from your investment.

But just like exercise, regularity is the key, so every year – or more often if you wish – you’ll meet with your planner to ensure that everything is still OK.

They’ll help you understand your finances better, take advantage of any benefits you’re entitled to and invest your money using their expert knowledge and understanding of your circumstances.

To discover progressive financial planning and begin your own financial wellness journey, visit our website at www.vintage-fp.com or email support@vintage-fp.com.

Vintage are Chartered Financial Planners. They provide bespoke financial advice to individuals and business owners using traditional values and are currently celebrating their 30th year in business. The value of investments can fall as well as rise and you may get back less than you pay in. Past performance is not a reliable guide to future performance.

 

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